Young Adult Health Insurance Option
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Effective January 1, 2010, New York State Health Insurance Program (NYSHIP) rules will be modified to provide health insurance eligibility for unmarried young adults through Age 29 (the “Young Adult Option”) as required by Chapter 240 of the Laws of 2009.
The Young Adult Option does not change NYSHIP’s maximum age criteria for dependent coverage available to enrollees, but allows the young adult child of an enrollee to purchase individual health insurance coverage through NYSHIP, when the young adult does not otherwise qualify as a NYSHIP dependent. This change applies to health insurance only. Dental and vision coverage are not available under the Young Adult Option.
COST:
The young adult or his/her parent must pay a separate premium for the Young Adult Option. There will be no employer contribution by the State toward the cost of the Young Adult Option; rather, the young adult or his/her parent are required to pay the full cost of premium for individual coverage for the NYSHIP option selected for coverage. (Please note – the young adult will NOT be added to a parent enrollee’s contract, the young adult will be enrolled in their own contract with NYSHIP.)
ENROLLMENT:
Enrollment for the Young Adult Option will be processed by the Employee Benefits Division (EBD). The Employee Benefits Division will respond to the applicant with either an approval or denial of application. If the application is approved, EBD will bill the young adult or his/her parent (as designated on the application) on a monthly basis.
For more detailed information, eligibility requirements, enrollment forms, and rates (when approved), please visit the website noted below.
https://www.cs.state.ny.us/youngadultoptionnype/index.cfm
Any questions regarding the Young Adult Option should be directed to the New York State Department of Civil Service, Employee Benefits Division (1-800-833-4344) or to Mary Saracene, Employee Benefits Administrator at ext. 2302 or mary.saracene@cortland.edu
Mary Saracene, PHR
Employee Benefits Administrator
Employee Assistance Program Coordinator
SUNY Cortland
PO Box 2000
Cortland, NY 13045
PH: 607-753-2302
FX: 607-753-5994
If you are not the intended recipient, or have received this communication in error, please notify the sender immediately by reply e-mail at mary.saracene@cortland.edu or by telephone at (607)753-2302, and delete all copies of this communication, including attachments, without reading or saving them to disk.
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